Cienfuegos Colonial Trinidad This panoramic journe

first_imgCienfuegosColonial TrinidadThis panoramic journey into central Cuba provides an immersive experience of World Heritage-listed Trinidad. Guests will travel back in time on a stroll through the Old Town, admiring cobblestone streets, a neo-baroque main square, grand colonial buildings, and beautiful old churches. A visit to the Potter’s House reveals artisans at work in a traditional open-air workshop. Afterwards, stops will be made at a local artist’s gallery, then for refreshments and lunch. After lunch, guests will visit the Municipal Museum of Trinidad to explore relics of the city’s past, before visiting the panoramic Valley of the Sugar Mills observation point.Natural Beauty of El NichoThe stunning natural beauty surrounding Cienfuegos is the focus of this memorable hiking and sightseeing adventure to El Nicho. A guided hiking trek along the forested trails of El Nicho, one of Cuba’s most pristine locales, showcases cascading waterfalls, virgin forests and towering mountains. Guests will visit the village of Crucecitas and San Juan Peak for breathtaking panoramic vistas that overlook central and western Cuba from approximately 3,800 feet (1,158 meters) above sea level. There’s also a stop for lunch, a visit to the Jobero Verde Community Project, and free time to explore the historical centre of Cienfuegos.A detailed program and prices will be available on MySilversea 120 days prior to sailing dates.Silver Wind will have the distinction of inaugurating Silversea’s new Cuban collection when she sets sail on a seven-day voyage on 14 February, 2019, from San Juan to Fort Lauderdale, calling at Havana, Santiago de Cuba, and the Bahamian island of Bimini. Four further voyages in 2019, including a 14-night sailing aboard Silver Whisper, will precede 11 voyages in 2020. A sample of Silversea’s itineraries in Cuba includes:Cruise 5906 – Silversea’s recently lengthened Silver Spirit will depart San Juan on 22 February, 2019, for Fort Lauderdale (Florida). Guests will visit Santiago de Cuba, George Town (Grand Cayman), Cienfuegos, La Habana, and Bimini in the Bahamas, developing a deep appreciation for local culture through Silversea’s bespoke shore excursions.Fares begin from US$4,700 per person, based on two sharing.Cruise 2912 – This 10-day voyage aboard Silver Wind will give guests the chance to travel deeper into Cuba’s fascinating culture. Departing San Juan on 31 March, 2019, the ship will spend an overnight in Santiago de Cuba, before calling at George Town (Grand Cayman), Cienfuegos, La Habana, and Bimini in the Bahamas, prior to arriving in Fort Lauderdale (Florida) on 10 April.Fares begin from US$4,700 per person, based on two sharing.Cruise 2913 – Departing Fort Lauderdale (Florida) on 10 April, 2019, Silver Wind will call at Santiago de Cuba, La Habana, Nassau (Paradise Island), and Bimini in the Bahamas, before returning to Fort Lauderdale on 19 April. This nine-day voyage will spotlight the region’s highlights for guests, enabling them to delve deeper into the destination.Fares begin from US$4,200 per person, based on two sharing.See Ultra-luxury cruise company, Silversea, has unveils a collection of 34 shore excursion for its new 16-voyage Cuba collection for 2019 and 2020. Taking guests closer to the authentic natural beauty and amazing cultural and historical treasures of the Caribbean island nation, the onshore experiences in Havana, Santiago de Cuba and Cienfuegos will provide immersion into the local way of life.From visits to World Heritage-listed sites and inspired musical performances to visits to local art galleries and amazing nature discoveries, the authentic beauty of Cuba will be showcased on excursions such as:HavanaThe Havana by Classic American CarWhether riding in a colourful Pontiac, Chevy or Cadillac, guests on this unique excursion will experience Havana in authentic 1950s style from the comfort of a vintage American car. Under the knowledgeable guidance of a private driver and guide, guests will journey through the colorful city and along the spectacular waterfront. The excursion will also features a cocktail at the historic Hotel Nacional de Cuba and panoramic drive, which will showcase the Plaza de la Revolución, El Malecón, landmarks, churches, city parks, Miramar, the Nelson Domínguez Gallery, and more iconic attractions.Hemingway’s Havana A nature reserve of steep cliffs and some of the largest bird colonies in the northern hemisphere, offers opportunities for guests to spot puffins, guillemots, black-legged kittiwakes, and other remarkable seabirds. A pair of 10-day voyages aboard Silver Cloud, departing July 2 and 12, will incorporate stops in this spectacular destination as they focus on Norway’s extraordinary Svalbard region, with its stunning fjords and glaciers. Guests also stand to witness amazing wildlife in Svalbard. Ernest Hemingway’s well-documented love of Cuba is explored on this panoramic sightseeing excursion to his favorite local haunts. During this enriching adventure, guests visit Hemingway’s former home, Finca Vigía, in the town of San Francisco de Paula; the Hemingway Monument in Cojimar, the fishing village that inspired the novel “The Old Man and the Sea”; and several of Hemingway’s hangouts, located in the World Heritage-listed Old Havana.Legendarios del Guajirito – The Spirit of the Buena Vista Social ClubAt a venerable cabaret-style venue, guests will feel the authentic rhythm of Havana with ‘Legendarios del Guajirito,’ an exclusive live performance by the renowned Buena Vista Social Club—a Grammy-winning ensemble of musicians. Guests will be transported back to 1950s Havana in a stirring nightclub ambiance, where they will enjoy cocktails and mingle with band members.Santiago de CubaBirthplace of the RevolutionThe colonial and wartime history of Cuba is unlocked during this scenic and informative journey to the famous sites of the Cuban Revolution and the Spanish-American War. Among the tour’s highlights are visits to the historic district, with its colorful colonial buildings and bustling Céspedes Park; the Moncada Barracks; Santa Ifigenia Cemetery; Plaza de la Revolución; and San Juan Hill, where Teddy Roosevelt’s Rough Riders rode to victory during the Spanish-American War in 1898.sites.El CobreGuests will gain an appreciation of Cuba’s religious heritage, music, cuisine and history on an adventure to the old mining center of El Cobre. Set in the Sierra Maestra foothills, the town is home to the Basílica de Nuestra Señora, one of Cuba’s most important religious sites. The excursion also features a musical performance by the local steel band; a drive through Santiago, which will spotlight such historic sites as the Plaza de la Revolución and San Juan Hill; plus a visit to a local restaurant for an authentic Cuban lunch.last_img read more

Limits on Health Insurance Risk Corridors Hurt Nonprofit Insurers and the ACA

first_imgShare8TweetShare6Email14 SharesNovember 25, 2015; HealthcareDiveNPQ has reported extensively on the financial and competitive issues facing the 23 nonprofit health insurance cooperatives established as part of the Affordable Care Act. About half the cooperatives have already gone out of business for lack of funds, despite having shared in about $2 billion in startup capital provided by the federal government in a bid to establish nonprofit competition to traditional health insurance companies. Conservative groups are lining up to oppose additional federal spending designed to assist co-ops and other insurers facing losses under the new system.Financial stability is a problem plaguing all insurers, due in large part to an arcane provision of the ACA called “risk corridors.” This provision of the law guaranteed insurers they wouldn’t lose money as a result of selling policies under the new terms imposed by the healthcare reform law. Since the ACA represented a major change in who was eligible to purchase insurance and under what conditions, the marketplace would be unpredictable, especially in the short term. Risk corridors assured insurance companies that their losses as a result of underpricing new policies would be paid by a federal fund contributed to by insurance companies that made significant profits under the new rules.However, there wasn’t enough money in the pool to cover all losses, and Congress in 2014 mandated that no supplemental federal funds could be used for risk corridor payments. As a result, insurance companies with losses could only recover about 12 percent of their ACA-related losses, or less than $400 million out of almost $3 billion requested. The U.S. Centers for Medicare and Medicaid (CMS) recently committed to finding a way to increase the funds available in the risk corridor program. In reaction, conservative groups have alerted Congress and committed to opposing administration efforts to put more money into the risk corridors.The U.S.’s largest health insurer, UnitedHealthGroup, announced in November that it has lost $425 million on insurance exchange policies and would be reevaluating its future participation on the exchanges. South Dakota-based Dakotacare, the nonprofit health insurance arm of the state’s medical association and the second-largest health insurer in the state, has been acquired by the $3 billion Catholic-affiliated Avera Health system, which has its own health insurance group.There are many reasons for health insurance company distress as the marketplace adjusts to Obamacare. Dakotacare points to examples of hospitals inviting already-admitted uninsured patients to sign up for insurance not issued by their own hospital system. Some insurers took advantage of the risk corridor program’s short-term benefits to intentionally underprice policies to sign up the newly insured. Other insurance companies simply miscalculated the mix of (relatively few) healthy and (relatively many) unhealthy people who would sign up for often-subsidized health insurance on the exchanges. Both advocates and opponents of the ACA have agreed that ACA’s success hinges on large part on getting enough younger and healthier people to start paying health insurance premiums.Many opinion pieces have been written recently about whether the insurance company losses are a signal of the death of the ACA. Some conservatives are again talking of market-based alternatives while others, both liberal and conservative, say the demise of the ACA is the opening for a discussion of a single-payer healthcare insurance system. Regardless of political ideology, no one is happy with the lack of insurance stability in the current healthcare market.—Michael WylandShare8TweetShare6Email14 Shareslast_img read more